Anna-Maarit Laurila

Anna-Maarit Laurila

We have extensive experience in the insurance sector and decades of collaboration with supervisory authorities. We advise clients in all regulatory matters and ensure smooth implementation of even the most complex transactions.

The regulatory and operative landscape of the insurance sector is constantly changing. Steering your organisation in this ever-evolving environment calls for special expertise. The support of a legal advisor with profound understanding of both the insurance business and the objectives of the legislator and the regulator is essential. We offer a unique combination of wide expertise in insurance law with extensive experience of having operated within the insurance business. We provide a hands-on approach combined with long-term practical knowledge of how to achieve strategic goals.

With our extensive experience in the insurance sector and decades of collaboration with supervisory authorities, we are the natural partner of choice for both Finnish and international insurance companies, insurance intermediaries, and their owners and decision-makers. Our in-depth expertise will ensure that your critical projects cross the finish line in time and as planned. We will assist you in successfully adapting your business to market changes and changes in the regulatory environment.

We advise clients in all regulatory matters and ensure smooth implementation of even the most complex transactions in this highly regulated sector. Our full-service offering covers all legal needs of the insurance sector from transactions, disputes, insurance products and their distribution strategies, regulated documentation, outsourcing of central, critical or important functions to capitalisation and governance system requirements. Our experts work seamlessly together across teams in all insurance-related matters ranging from financial regulation, regulated transactions, corporate governance and tax law to data protection, competition law, dispute resolution, technology law, procurement and employment law.

  1. Regulated Transactions & Arrangements
  2. Insurance Regulation & Regulatory Compliance
  3. Claims & Dispute Resolution
  4. Contracts
  5. Product Oversight and Governance & Legal Design
  6. Crisis Management & Insolvency Proceedings

Our clientele includes Finnish and international insurance companies and reinsurance undertakings as well as their significant direct and indirect owners and decision makers. We also advise insurance intermediaries, foreign law firms and policyholders.

Latest references

We advised Gasum Oy in its acquisition of 100% of the shares in Hærup Biogas ApS, which owns and operates a biogas plant in the northern part of mainland Denmark. This acquisition marks Gasum’s first biogas plant in Denmark, expanding its biogas production portfolio. Gasum’s strategic goal is to bring seven terawatt hours of renewable gas to the Nordic market yearly by 2027. The acquisition is one step towards achieving the strategic goal. Gasum is a Nordic gas sector and energy market expert. Gasum offers cleaner energy and energy market expert services for industry and for combined heat and power production as well as cleaner fuel solutions for road and maritime transport. The company helps its customers to reduce their own carbon footprint as well as that of their customers. 
Case published 3.12.2024
We are advising Helkama-Autokauppa Oy in the acquisition of the Škoda dealerships in Helsinki and Tampere from Hedin Automotive Finland. The transaction is subject to regulatory approval. Helkama-Autokauppa Oy operates as an independent dealer in the dealer network of Helkama-Auto Oy, the Finnish importer of Škoda cars, spare parts and accessories.
Case published 3.12.2024
We advised Huhtamaki Oyj in relation to a EUR 450 million sustainability-linked syndicated multi-currency revolving credit facility loan agreement (“RCF”) with a maturity of five years. The RCF refinances an existing EUR 400 million sustainability-linked syndicated revolving credit facility signed in January 2021 and will be used for general corporate purposes of the Group. The RCF has two one-year extension options at the discretion of the lenders. The Mandated Lead Arrangers and Bookrunners of the RCF are Citi, Nordea Bank Abp, Skandinaviska Enskilda Banken AB (publ), BNP Paribas, Commerzbank Aktiengesellschaft, Danske Bank A/S, DBS Bank Ltd., London Branch, J.P. Morgan SE, Landesbank Hessen-Thüringen Girozentrale, OP Corporate Bank plc, Raiffeisen Bank International AG and Standard Chartered Bank AG.
Case published 28.11.2024
We represented a mutual real estate company belonging to a large Finnish group in arbitration proceedings against a construction company. The arbitral tribunal rejected the construction company’s claims in their entirety and ordered the construction company to reimburse our client for the costs of the arbitration proceedings in full. The dispute concerned the contract price under the construction contract, which was agreed to be determined on the basis of our client’s yield requirement and the rent under the lease agreement for the building in question. The parties disagreed on the indexation clause applicable to the rent adjustment and its impact on the contract price.
Case published 22.11.2024