Insurance Regulation & Regulatory Compliance

Insurance Regulation & Regulatory Compliance

Insurance is a heavily regulated field that calls for sector-specific legal expertise. In addition to being familiar with the day-to-day insurance law and the international regulatory framework, anticipating any developments in the insurance practice is key in this sector.

We advise you in all matters related to insurance regulation and market changes. As our client you will gain the most up-to-date information concerning the market and benefit from our solid practical experience of insurance business operations and our excellent contacts with the authorities. Our experience and expertise will be of particular use in situations where regulations are still in the formative stage and have not yet been applied in practice. In international regulatory matters you will also have access to our unique global network of law firms.

Our services include:

  • Licenses and market entry
  • Notifications and Europass procedures
  • Insurance intermediary, distribution and marketing issues
  • Data protection and data security
  • Legal opinions
  • Capitalisation arrangements
  • Regulatory compliance advice and audits
  • Insurance classes
  • Ancillary operations
  • Outsourcing arrangements
  • Governance system requirements
  • Continuity management
  • Changes in guarantee capital
  • Corporate law counselling
  • Preparation and management of matters related to general meetings, such as chairing the meeting
  • Regulatory updates and training for senior management
  • Regulation monitoring and reporting; providing training at the operative level
  • Tax advice and seeking advance rulings
  • Competition law
  • ESG regulation and compliance
  • Procurement procedures
  • Prevention of money laundering and terrorism financing
  • Sanctions regulations
  • Employment law counselling
  • Auditing internal regulations and policies

Latest references

We advised the Savings Banks Group on an arrangement whereby the shares in Sp-Henkivakuutus Oy were sold to Henki-Fennia and at the same time the parties agreed on a long-term distribution cooperation for insurance savings and loan protection products. The closing of the transaction remains subject to regulatory approvals. Sb Life Insurance is a domestic life insurance company, established in 2007, offering insurance savings and risk insurance products to private customers and companies. The Savings Banks and Oma Säästöpankki Oyj act as agents for Sp-Life Insurance. Henki-Fennia is a subsidiary of Keskinäinen Vakuutusyhtiö Fennia, specialising in voluntary life, pension and savings insurance.
Case published 11.4.2025
We advised Efima Oyj on the sale of its AI business to Better Care Technologies Oy. The transaction included Efima’s Moiva AI platform developed for the care sector, the related technology and brand, customer contracts, and the experts working in the business. Efima is a Finnish digital company that supports the sustainable growth of large and mid-sized companies by streamlining their business processes and by creating competitive advantage through the innovative use of artificial intelligence and data. The company has nearly 200 experts based in Helsinki and Tampere. 
Case published 21.9.2026
We advised Neoen Renewables Finland Oy, part of the French Neoen Group, in its sale of a data centre project to a consortium consisting of international data centre developers and operators. This marked Neoen’s first data centre development project in Finland. Founded in 2008, Neoen is one of the world’s leading independent renewable energy producers. The company operates in 15 countries. It develops, finances, builds, owns, and operates solar power plants, wind farms, and battery storage systems. Neoen Group is owned by global alternative asset manager Brookfield Corporation.
Case published 17.9.2026
We advised Jolt Capital and Tesi in connection with their investment in VEV, a leading provider of commercial fleet electrification solutions. The investment, led by Jolt Capital with Tesi as co-investor, will support VEV’s next phase of growth and expansion across Europe. As part of the transaction, VEV became an independent company following the acquisition of Vitol’s stake in the business. Founded by Vitol, VEV provides integrated fleet electrification solutions combining fleet strategy, charging infrastructure, energy supply and operational services. Through its VEV IQ platform, the company supports more than 6,000 commercial electric vehicles across Europe and has been deployed across more than 600 sites spanning the transport, logistics and waste sectors. Jolt Capital is a private equity firm focused on growth investments in European deeptech companies. Tesi is a Finnish state-owned investment company that promotes Finnish business and economic growth through investments. We advised Jolt Capital and Tesi on the equity financing and structuring aspects of the transaction. International law firm Goodwin advised the investors on the acquisition of VEV.
Case published 10.9.2026